| New Auto & Harley Davidson |
| Loans |
Terms |
APR* |
| 2005 thru 2007 |
Up to 96 Months |
6.50% - 13.00% |
| 2005 thru 2007 (Balloons) |
Am up to 120 w/2 & 3 yr Balloon |
6.00% - 12.50% |
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| Used Auto |
| Loans |
Terms |
APR* |
| 2005 & Older |
Up to 84 Months |
7.50% - 14.00% |
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| Classic Auto |
| Loans |
Terms |
APR* |
| * With certified appraisal |
Up to 96 Months |
6.50% - 13.25% |
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| Unsecured / Personal Loan |
| Loans |
Terms |
APR* |
| |
Up to 72 Months |
10.00% - 15.50% |
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| Recreational Vehicles |
| Loans |
Terms |
APR* |
| Recreational Vehicles (Large) |
Up to 96 Months |
7.25% - 13.50% |
| Recreational Vehciles (Small) |
Up to 66 Months |
7.50% - 14.25% |
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| Recreational Vehicles (Balloon) |
| Loans |
Terms |
APR* |
| |
Am up to 120 w/2 and 3 yr Balloon |
6.50% - 13.00%% |
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Other Secured Loans
|
| Loans |
Terms |
APR* |
| Share Secured |
Variable |
7.00% min or 2% above share rate |
| Term Certificate Secured |
Term of Certificate |
7.00% min. or 2% above CD Rate |
| Overdraft |
Revolving – Reviewed Yearly |
18.00% your payment will be figured at (3%) of your balance until paid in full. $25.00 will be the minimum payment |
| Convenience Loan |
Open-End Revolving |
10.90% – 11.90% your payment will be figured at (2%) of your balance until paid in full. $25.00 will be the minimum payment |
| EZ Line |
Open-End Revolving |
12.90% – 13.90% your payment will be figured at (3%) of your balance until paid in full. $25.00 will be the minimum payment |
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| Quick Line |
Open-End Revolving |
14.90% – 16.90% your payment will be figured at (3%) of your balance until paid in full. $25.00 will be the minimum payment |
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ATTENTION MEMBERS!
You can earn a discount on your loan rate based on your membership with us under the Members Preferred program, plus you may earn .25% off the current loan rate if you apply for your loan on our website. Ask a MPCU loan representative for more details.
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| Go to Online Banking >> |
* The rates may change as determined by the Credit Union’s Board of Directors.
The Annual Percentage Rates (APR), corresponding daily periodic rates and due date of payments for each loan sub-account are shown on the payment schedule. If there is no payment schedule, the amount and due date of payments will be determined at the time of each advance and disclosed on the Advance Request Voucher. Other charges that may be imposed are late charges, filing fees, and collection costs.
* Rates are variable depending on credit approval. Please call the credit union for the rate range on the type of loan you are interested in. The Board reserves the right to change the rates at any time, without notice. Current rates may be confirmed by contacting the credit union.
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