Loan Rates

Effective November 01, 2011

New Auto, Classic Auto & Harley Davidson
Year	Term	APR*
2009 thru 2011	Up to 48 months	3.15% to 13.40%
	49 to 60 months	3.15% to 13.40%
	61 to 72 months	4.15% to 14.40%
	73 to 78 months	4.15% to 14.40%
	AM 120 with 24 month balloon	%
	AM 120 with 36 month balloon	%

Used Auto & Harley Davidson
Year	Term	APR*
2008 and Older	Up to 48 months	4.15% to 14.40%
	Up to 60 months	4.15% to 14.40%
	61 to 66 months	5.15% to 15.40%
	67 to 72 months	5.15% to 15.40%

New Large RV
Term	APR*
Up to 72 months	5.75% to 16.00%
73 to 84 months	5.75% to 16.00%
85 to 96 months	6.75% to 17.00%
97 to 120 months	6.75% to 17.00%
AM 120 with 24 month balloon	%
AM 120 with 36 month balloon	%

Used Large RV
Term	APR*
Up to 72 months	6.75% to 17.00%
73 to 84 months	6.75% to 17.00%
85 to 96 months	7.75% to 18.00%
97 to 120 months	7.75% to 18.00%
AM 120 with 24 month balloon	%
AM 120 with 36 month balloon	%

New Small RV
Term	APR*
Up to 60 months	6.50% to 16.75%
61 to 66 months	6.50% to 16.75%

Used Small RV
Term	APR*
Up to 60 months	7.50% to 17.75%
61 to 66 months	7.50% to 17.75%

Personal Loan
Term	APR*
Up to 48 months	9.25% to 19.50%
49 to 60 months	9.25% to 19.50%
61 to 72 months	10.25% to 20.50%

Shared Secured/CD Secured Loan
Term	APR*
0 to 120 months	4.25% or 2.00% above the CD or Share Rate, whichever is greater.

Visa Classic
Term	APR*
revolving	10.90%

Visa
Term	APR*
revolving	10.88% to 14.88%

Line of Credit
Term	APR*
revolving	11.90% to 22.15%

Overdraft Protection
Term	APR*
revolving	18.00%

ATTENTION MEMBERS!

You can earn a discount on your loan rate based on your membership with us under the Members Preferred program, plus you can earn .25% off the current loan rate if you apply for your loan on our website. Ask a MPCU loan representative for more details.

Addendum

The Annual Percentage Rates, corresponding daily periodic rates and amount and due date of payments for each loan sub-account are shown below. If there is no payment schedule, the amount and due date of payments will be determined at the time of each advance and disclosed on the Advance Request Voucher. Other charges that may be imposed are late charges, filing fees, and collection costs. The rates may change as determined by the Credit Union's Board of Directors.

 

 

 

Updated on Wednesday, November 02, 2011 11:19:23 AM